Fintech for Health Case Study: Migrant Workers in Malaysia

ACCESS Health Southeast Asia released a Fintech for Health case study on how fintech can offer financial protection to migrant workers in Malaysia from high healthcare costs.


Nearly 2 million migrant workers live in Malaysia. Yet, many migrant workers are uninsured, with an
estimated 90% of migrant workers visiting private clinics to receive healthcare. Expenses from private
outpatient care is cited as their major barrier in seeking healthcare. Moreover, migrant workers are
often financially illiterate and have limited to no insurance protections for injury and death. It is
imperative to address these problems to improve the health outcomes of migrant workers in Malaysia.


Read the case study on how Merchantrade Asia, a fintech company, offers solutions to bridge these
healthcare challenge here.