How Fintech for Health Partnerships Improve Access to Affordable Healthcare for Hospital Workers in India

Amogha is a nurse in the CARE Cardiac Center at Durgabhai Deshmukh Hospital. She is cheerful, kind, and empathetic, well-liked by all her patients. However, her patients do not realize that Amogha is responsible for family members with multiple illnesses and experiences much of the same pain and stress felt by her patients. Unable to continue to pay for her family’s health expenses, Amogha believes she is out of options. This is the case with many frontline healthcare workers in India.

Six hundred million Indians – almost half the country’s population – are categorized as middle-class. The lower-middle-class lives on $2-$4 per person per day while the upper-middle-class lives on $6-10 per person per day. Many lower-middle-income workers are unaware of and have limited access to suitable health financing options. As more Indians move from the lower to middle class, it is even more important for them to have options to save and pay for their healthcare services, as even just one unexpected health event can plunge them back into the cycle of poverty.

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